The first step to achieving your financial goals is to define them.
What does comfortable living look like to you? What achievements will make you feel secure? How are your current plans helping and can they be adapted to improve your future?
When we meet to set these goals, I will look at the four main areas of your finances:
- Estate Planning: Who gets what, why and importantly when?
- Protection: How much protection do you need now and how will that evolve as you do?
- Assets and Liabilities: What do you have now, how does it work and how can it be improved? Are your liabilities holding you back and how can this be prevented?
- Investment Planning: What will help you realistically achieve your goals
I then go away and work on what changes you can make, big and small, to improve your position and feel more confident in your financial future.
No two clients are the same and my goal is to understand what you want to achieve and how you feel about money. Through education and planning I can help you become more confident, cut through the jargon and understand how you can empower your future.
I have been in Hong Kong a long time and if I can’t help you I am likely to know someone who can and am happy to refer you to professionals who can help with making your finances work for you.
I am here for the long term and will be available to you as your life evolves and your goals change. Through regular reviews and simple clear investment planning, you can adapt to whatever life throws at you.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.